Financing
You want to pay later... We can offer you several types of financing, individual or corporate.
Financing for individuals.
With FLEXITI, we offer 2 financing plans . The request takes a few minutes in store or online. An annual fee of $39.99 is charged by Flexiti.
ONLINE AND IN STORE :“0% interest for 6 months” plan with minimum payment of 5% of balance per month. The total financing amount must be paid in full within 6 months. An interest rate of 30.99% will be charged by Flexiti on the unpaid balance (if any remains).
IN STORE ONLY : We also offer a “Payment by equal monthly installments” plan. This plan allows you to pay your balance in equal payments over a period of 6-12-18-24-36-48-60-72 months. The interest rate varies according to the flexiti assessment from 9.99% to 19.99%
Corporate Financing.
This type of financing is closer to the “leasing” that we know and is more specifically intended for self-employed workers and businesses.
It has many advantages including the following:
- Preserves your capital Preserves your lines of credit without affecting your already established borrowing power Offers very low monthly payments Allows additions without heavy administrative hassle Simplifies your accounting and your depreciation entries Monthly payment can be tax deductible and treated as an expense of transaction instead of a debt on your balance sheet
In addition, the tax advantages of such an approach can be very attractive. Consult your accountant for more details.
Open an account with Photo Service.
Do you buy frequently? We can also offer you payment facilities with a 30-day grace period. Gift certificates are also available on request. For more information, write to us at this address: info@photoservice.ca